Solutions
Art and Collectibles Lending
Capital raised against works you intend to keep, with ownership staying where it is.
The solution
Lenders in this area value works on authenticity, provenance, condition and the depth of the market for the artist or category. A good facility reflects all four.
The works typically remain in the client’s possession or in approved secure storage, as the lender requires. Ownership does not change.
Who it suits
- Collectors with significant single works
- Families holding collections across several entities
- Advisers who need a discreet solution for a collection
- Owners who want capital while decisions on a collection are made
Lending that treats the collection with care.
A collection can fund new opportunities without being sold. We arrange lending against works of art and collectibles, with provenance, valuation and storage handled quietly and properly.
Typical arrangements
How this is used in practice.
Illustrative and anonymised. Each case is structured on its own facts.
A single significant work
A collector holds a work of considerable value and wants capital for another opportunity. A facility is arranged against it, with the work held securely.
A collection across entities
A family holds works personally and through a company. We structure one facility against a defined group of works, with clear title throughout.
Time to decide
A family wants to raise capital against a collection while decisions on its future are made, rather than selling under pressure.
What lenders consider
- Authenticity, provenance and clear title
- Condition and independent valuation
- Depth and liquidity of the market for the artist or category
- Storage, insurance and location
- The borrower’s wider position
Indicative parameters
- Facility size
- From £1m
- Advance
- A proportion of independent valuation, set by the lender
- Security
- The works, held under agreed custody
- Borrower
- Collectors, companies, trusts and family offices
- Pricing
- Set by the lender after review
Indicative only. All finance is subject to status, valuation and lender criteria.
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View solutionPrivate Enquiry
Arrange a private conversation.
All enquiries are treated in strict confidence. David Lawless responds personally.