A white stucco Georgian terrace in London at blue hour

Solutions

Prime and Super-Prime Property Finance

Acquisition and refinance for exceptional homes and estates held through companies, trusts and investment structures.

The solution

Prime and super-prime property is assessed differently from the mainstream market. Value depends on location, rarity and the strength of the sponsor, and many mainstream lenders will not look at it.

We arrange acquisition finance, refinance and capital raising against London prime addresses, country estates and landholdings, usually held through a company, trust or SPV.

Who it suits

Owners holding property through a company, trust or SPV
Investors and landlords with prime holdings
International buyers acquiring in the UK
Family offices consolidating or refinancing property

A black Georgian front door with a brass knocker

A double-height London drawing room with herringbone parquet and a marble fireplace

Finance that understands the property.

Prime assets rarely fit a standard valuation model. We introduce lenders who assess the building, the location and the borrower as a whole, and who are comfortable with complexity.

Typical arrangements

How this is used in practice.

Illustrative and anonymised. Each case is structured on its own facts.

A London townhouse refinance

A family office holds a central London townhouse in an SPV and wishes to refinance on better structure and release capital for other uses, without a sale.

A country estate with land

An estate combines a principal house, outbuildings and acreage. We introduce lenders able to value the whole, rather than treating the land as an afterthought.

An international acquisition

An overseas buyer is acquiring a prime London address through a corporate vehicle. We structure the facility around source of funds and the jurisdiction of the borrower.

What lenders consider

Location, quality and marketability of the property
Independent valuation and comparable evidence
The borrower’s net worth and liquidity beyond the property
Ownership structure and source of funds
The repayment route

Indicative parameters

Facility size: From £1m
Security: A first charge over prime property
Borrower: Companies, SPVs, trusts and investment borrowers
Term: Short and medium term, agreed with the lender
Pricing: Set by the lender after review

Indicative only. All finance is subject to status, valuation and lender criteria.

This page describes finance for companies, SPVs, trusts and investment borrowers. Orion One does not currently arrange regulated credit for individuals, and nothing here is advice on a regulated credit agreement.