The rear haunch of a dark green supercar in a dim garage

Solutions

Supercar, Prestige and Classic Car Finance

Finance against rare and high-value vehicles, held through a company, SPV or trust.

The solution

Rare and high-value vehicles sit outside most standard motor finance. Lenders value them on provenance, condition and market evidence rather than list price.

We arrange finance for acquisition, refinance and liquidity against single vehicles and collections, so the cars stay in the collection.

Who it suits

Collectors holding vehicles in a company or SPV
Family offices with a motor collection
Dealers and investors acquiring significant stock
Advisers acting for a collector

The chrome headlight and silver bodywork of a vintage grand tourer

The tan leather cockpit of a red Italian supercar with an aluminium gear gate

Held for the drive, financed for the long term.

Whether a modern supercar or a classic with provenance, the finance is structured around the car and the collector, with terms that reflect how these vehicles are actually owned.

Typical arrangements

How this is used in practice.

Illustrative and anonymised. Each case is structured on its own facts.

Acquisition through a company

A rare model comes to market and a company wishes to buy it. Finance is arranged against the vehicle, subject to provenance and independent valuation.

Liquidity against a collection

A collector wants capital for another purpose without selling any of the cars. A facility is arranged against a defined group of vehicles.

A documented classic

A classic with a well-documented history is refinanced on terms that reflect its market, not the depreciation curve of a new car.

What lenders consider

Provenance, history and documentation
Condition, mileage and specialist valuation
Storage, insurance and custody
Rarity and the depth of the market
The borrower’s wider position

Indicative parameters

Facility size: From £1m, for single vehicles or collections
Security: The vehicles, insured and stored as the lender requires
Valuation: Independent and specialist
Borrower: Companies, SPVs, trusts and investment borrowers
Pricing: Set by the lender after review

Indicative only. All finance is subject to status, valuation and lender criteria.

This page describes finance for companies, SPVs, trusts and investment borrowers. Orion One does not currently arrange regulated credit for individuals, and nothing here is advice on a regulated credit agreement.