Solutions
Yacht and Superyacht Finance
Marine finance structured with the flag, the ownership vehicle and the way the vessel is used in view.
The solution
Yacht finance turns on registration, flag, survey, insurance and how the vessel is used. Lenders in this area are specialist, and they look closely at all of it.
We introduce lenders experienced in marine assets, and structure around the ownership vehicle and cruising pattern, including new build and stage payment arrangements where a lender will support them.
Who it suits
- Owners acquiring through a holding company
- Owners releasing capital from a vessel they intend to keep
- Buyers commissioning a new build
- Advisers coordinating the legal and tax structure
Funding for life at sea.
Marine finance is a specialist market. We arrange facilities for acquisition, refit and refinance, with lenders who understand flag, survey, charter use and ownership structures.
Typical arrangements
How this is used in practice.
Illustrative and anonymised. Each case is structured on its own facts.
A pre-owned acquisition
A buyer is acquiring a pre-owned yacht through a holding company. Finance is arranged subject to survey, valuation and the flag and registration position.
A refinance to release capital
An owner wishes to refinance an existing mortgage on better terms and release capital, without selling or changing how the vessel is used.
A charter-managed vessel
A yacht is operated on a managed charter programme. We introduce lenders comfortable with the commercial use and the compliance it brings.
What lenders consider
- Age, build quality and builder reputation
- Survey, class and independent valuation
- Flag state, registration and ownership vehicle
- Insurance, operating costs and VAT position
- Charter use and the compliance that follows
Indicative parameters
- Facility size
- From £1m
- Security
- A first mortgage over the vessel
- Term
- Agreed case by case
- Borrower
- Companies, SPVs and trusts
- Pricing
- Set by the lender after review
Indicative only. All finance is subject to status, valuation and lender criteria.
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View solutionPrivate Enquiry
Arrange a private conversation.
All enquiries are treated in strict confidence. David Lawless responds personally.